The bank for a chaging world

Personal Finance

Personal Finance, a few figures
No. 1 in consumer credit in Continental Europe and France
More than €112 billion in outstanding credits at the end of 2007
27,300 employees throughout the world
established in 30 countries
Cetelem and UCB form BNP Paribas Personal Finance, a business consolidating their operations within Retail Banking. Personal Finance covers the entire range of personal lending needs, addressing the growing overlap between consumer lending and mortgage lending. The unit proposes an expanded portfolio of solutions and distribution channels to drive accelerated international growth and leverage shared expertise and resources.

www.bnpparibas-pf.com/en/
Personal Finance activities
Consumer credit
No. 1 in consumer credit in France and continental Europe, BNP Paribas Personal Finance is the financing partner of choice for leading retail chains, banks, insurance companies and automobile dealers. It is a multi-market specialist, offering consumers a full range of products (conventional loans, car loans, permanent credit lines) and complementary services (retail and non-financial services) both directly and through partnerships. A pioneer in multichannel credit solutions, BNP Paribas Personal Finance is now the European leader in Internet lending.
Mortgage lending
BNP Paribas Personal Finance provides advice and support for customers to enable them to make property ownership plans a reality. It offers a full range of mortgage products, distributed either directly or through intermediaries, always working closely with recognized real estate professionals.
Converged consumer credit and mortgage solutions
To address new consumer expectations, BNP Paribas Personal Finance has developed a range of hybrid consumer credit/mortgage products, adapted to clients’ needs and financial situation.
For the moment, these products are only available in France but they have quickly generated substantial demand in Central Europe.
* Rankings in 2009

N° 1 in France
Top 3 in Spain, Belgium, Hungary, Italy, Czech Republic, Portugal, Romania and Bulgaria

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