The bank for a chaging world

Retail banking

Today, BNP Paribas generates more than 60% of its revenues from retail banking, thus gaining a strong international presence in the sector.

In all, BNP Paribas’ retail banking activities generated NBI of €17.5 billion in 2008, which represents an increase of 6.9% in comparison with 2007. Retail banking employs more than 121,100 people, i.e. over 70% of the Group’s entire workforce, in a total of 52 countries.
These activities include both branch networks (in France and Italy, the United States and emerging markets) and a range of other specialised financial services:

• The banking networks serve more than 16 million clients in almost 6,000 branches throughout the world. These banks offer a wide range of financial products and services to individuals and companies alike.

• Specialised financial services include consumer credit and mortgages (BNP Paribas Personal Finance), financial and operating leases (BNP Paribas Lease Group), as well as corporate vehicle management services (Arval). Offering around 250,000 client contact points, these business lines are market leaders in Europe.

Retail banking is made up of six operational entities:

French Retail Banking

BNL banca commerciale

BancWest

Retail Banking Emerging Markets

Personal Finance

Equipment Solutions

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